To a joyful present and a well-remembered past. Best wishes for happy holidays and a magnificent new year. … [Read more...]
Knowing If You Qualify to File for Chapter 7
December 19, 2019 by Leave a Comment
Choosing the Appropriate Time Makes a Big Difference If you've never sought protection under U.S. bankruptcy laws, the first thing you need to understand is that there are two ways to get a fresh start: with a liquidation proceeding under Chapter 7 or a reorganization under Chapter 13. As a rule, you don't get much choice—you can always opt to … [Read more...]
How Will a Bankruptcy Filing Affect Your Ability to Make a Living?
December 12, 2019 by Leave a Comment
The Impact on Your Current Employment and Future Job Opportunities Even though the American bankruptcy laws were intended to offer a positive form of relief for persons experiencing financial challenges, there's often still a stigma attached to bankruptcy. Many people worry their employer will learn of the bankruptcy proceeding and let them go, or … [Read more...]
It’s a Bad Idea to Handle Your Own Bankruptcy
December 5, 2019 by Leave a Comment
Good Reasons Not to Represent Yourself in a Bankruptcy Proceeding It's understandable—you're struggling to make ends meet and have concluded that filing for bankruptcy is your best option. You really don't have the money for anything but the essentials, and you certainly don't want to spend the money for a lawyer. You may think, "Hey, my … [Read more...]
Personal Bankruptcy—The Basics
November 28, 2019 by Leave a Comment
An Overview of Your Options and Opportunities You're struggling every day to make ends meet. You get nervous when the mailman comes down the street or the telephone rings, afraid there will be another demand letter or belligerent creditor asking for payments you can't make. You've contemplated seeking protection in bankruptcy, but you don't know … [Read more...]
Happy Thanksgiving 2019
November 27, 2019 by Leave a Comment
"Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings." – William Arthur Ward … [Read more...]
Knowing When to File for Bankruptcy Protection
November 21, 2019 by Leave a Comment
Choosing the Appropriate Time Makes a Big Difference The bankruptcy laws were enacted to give people an opportunity for a fresh start. It can happen to anyone—medical bills pile up, you lose your job or go through a divorce. A Chapter 7 or Chapter 13 petition can help get you on the right track. Unfortunately, we typically see that people wait too … [Read more...]
Bankruptcy—A Great Way to Get a Handle on Medical Bills
November 14, 2019 by Leave a Comment
Using Chapter 7 or Chapter 13 to Manage Medical Debt If you're facing a mountain of medical debt, with no idea how you'll manage, you're not alone. While it may be little comfort to you personally, it is consistently cited as the most frequent factor contributing to personal bankruptcy. By some estimates, more than a million people seek protection … [Read more...]
Bankruptcy Does Not Equal Failure!
November 8, 2019 by Leave a Comment
There's No Stigma in Filing for Bankruptcy—It's There to Help You Back in the early part of the 19th century, a young surveyor decided to open a general store in his home town of New Salem, Illinois. The store could not turn a profit and the young entrepreneur was forced to file for bankruptcy protection. His name—Abraham Lincoln. Nearly 75 years … [Read more...]
Happy Veterans Day 2019
November 8, 2019 by Leave a Comment
"The willingness of America's veterans to sacrifice for our country has earned them our lasting gratitude." — Jeff Miller … [Read more...]
