Although you aren’t required to hire a Texas bankruptcy lawyer to file for bankruptcy it is a good idea to consult with an experienced lawyer to better understand your situation. While there are countless books and websites that that offer advice on how to handle a bankruptcy by yourself, neither books nor websites can evaluate your set of circumstances. It is a common myth that filing bankruptcy is a simple matter of paperwork, but the truth is it can be a complex procedure and requires an understanding of state and federal statutes, case law, and procedural rules. And bankruptcy may not be the solution to your financial problems—and an experienced lawyer can help you determine what the appropriate legal solution is for you.
The benefits of working with a Garland, Texas bankruptcy lawyer
Working with an experienced bankruptcy lawyer offers many benefits including:
• Prevents creditors from contacting you directly. The Fair Debt Collections Practices Act forbids creditors from contacting you directly and requires them to communicate through your lawyer once you have filed.
• Determining the appropriate type of bankruptcy to file. Your lawyer has the knowledge and understanding of bankruptcy law and can determine whether a Chapter 7 or a Chapter 13 is the appropriate type of bankruptcy for you.
• Timely preparation and filing of necessary documents. In a bankruptcy there is a lot of paperwork and errors can stall the process. An experienced lawyer ensures all forms are properly completed and the required documentation is filed within the court’s deadline.
Get the relief you deserve
Bankruptcy laws allow individuals to obtain relief from overwhelming debt and to have a second chance. If you are considering bankruptcy, contact us online or call 972-772-3083 to schedule a free consultation today.
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