General Unsecured, Secured, and Priority Debts

All of bankruptcy makes a lot more sense if you know which of your debts fit within which of these three categories of debts. Bankruptcy law generally treats your creditors the same, except when those creditors are legally different. A handy way to describe how creditors are legally different is to say whether a debt is a “general unsecured debt,” … [Read more...]

When Creditors Don’t Comply with Post-Discharge Rules

When you file for protection under Chapter 7 of the federal bankruptcy laws, you are supposed to be protected by the automatic stay, which prohibits creditors from calling, writing or taking legal action to collect the debt. Unfortunately, even if you have completed a Chapter 7 filing and discharged your debts, you may still face harassment from … [Read more...]

Protecting Your Assets in a Bankruptcy

If you are considering filing for bankruptcy protection, but are afraid that you will lose all your property, think again. Under the bankruptcy laws, there are state and federal exemptions on property, so that you can discharge or reorganize debts without fear of losing everything. It can be difficult, however, to determine what property you can … [Read more...]


If you are a small business owner, and your business is struggling, you can feel the effect in your personal finances and your personal life as well. Bankruptcy can provide some relief, but you may be uncertain whether you should consider a personal bankruptcy petition or a business/commercial bankruptcy filing. This blog post addresses some of the … [Read more...]


Though most bankruptcy filings are under Chapter 7, Chapter 11 or Chapter 13, there are distinct advantages available to family farmers in a bankruptcy petition under Chapter 12 of the federal bankruptcy laws. This blog post addresses who qualifies to file for protection under Chapter 12, as well as some of the differences and similarities between … [Read more...]


If you live in or around Rockwall, Texas, and you are struggling to make ends meet, a Chapter 13 bankruptcy filing can get you the fresh financial start you need. Not only will a bankruptcy filing put an immediate end to the harassing phone calls, letters and other efforts by creditors and bill collectors, but it can give you the time you need to … [Read more...]


When you are struggling to meet your financial obligations, and have fallen behind on your mortgage, you may have questions about whether or not a bankruptcy filing can help you keep your home. This blog post takes a look at how the bankruptcy laws affect home mortgages, and whether a Chapter 13 reorganization can be an effective tool when you face … [Read more...]


Separating Bankruptcy Truth from Myth in Texas Bankruptcy is a complex process that is difficult to fully understand until you have gone through it. Many individuals, therefore, fear the unexpected loss of property when contemplating chapter 7 or chapter 13 bankruptcy. A common question I get from clients new to the bankruptcy process ask “will my … [Read more...]


10 Years of Bankruptcy Law Legal Experience in Texas If you live in Lavon, Rockwall or Wylie or in another city in the northeast Dallas area and have questions regarding bankruptcy, consider contacting the Law Offices of Carrie L. Wier. I am Carrie L. Wier and I have assisted clients in the Lavon and Rockwall area for more than 10 years. When you … [Read more...]


Bankruptcy Law Legal Information and Representation in Rockwall, Texas Are you considering declaring bankruptcy? Often, individuals going through chapter 7 or chapter 13 bankruptcy fear losing valuable assets during bankruptcy, and choose to attempt to protect those assets by hiding them from the bankruptcy courts. I advise against hiding … [Read more...]

Call Rockwall bankruptcy lawyer Carrie Weir at 972-772-3083 or fill out the contact from below for a free, confidential consultation to discuss your options.

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Consumer Bankruptcy

Can I keep my car? Will bankruptcy stop a foreclosure? Will I ever be debt-free again? How will I ever pay these medical bills?

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Chapter 7 Bankruptcy

If you want to stop creditor harassment, eliminate repossession debt, stop garnishments and keep your house, and car, a Chapter 7 bankruptcy could help.

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Chapter 13 Bankruptcy

Are you in jeopardy of losing your house? Are you making good money but everyone is asking for payment right now? Do you want or need to stop collections?

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