How the Means Test in a Chapter 7 Bankruptcy Work—Part One

It's been a requirement under the federal bankruptcy laws since 2005, but most people still don't have much understanding of what the "means test" is and how it works. When you choose to seek protection in a bankruptcy filing, you must now qualify to discharge debts in a Chapter 7 proceeding, demonstrating to the bankruptcy court that you lack the … [Read more...]

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Consumer Bankruptcy

Can I keep my car? Will bankruptcy stop a foreclosure? Will I ever be debt-free again? How will I ever pay these medical bills?

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Chapter 7 Bankruptcy

If you want to stop creditor harassment, eliminate repossession debt, stop garnishments and keep your house, and car, a Chapter 7 bankruptcy could help.

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Chapter 13 Bankruptcy

Are you in jeopardy of losing your house? Are you making good money but everyone is asking for payment right now? Do you want or need to stop collections?

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