Your credit affects your ability to buy a home, obtain employment, and even get insurance. And you have a right to ensure that the credit reporting agencies report accurate information about you and protect your privacy. The federal Fair Credit Reporting Act (FCRA) was enacted to protect those rights. Credit reporting agencies are regulated under … [Read more...]
Pros and Cons of Filing for Bankruptcy
September 13, 2010 by Leave a Comment
A personal bankruptcy filing can help you get a fresh start, putting an end to the non-stop phone calls, letters and legal actions you face. There are consequences to filing for bankruptcy, though. Before submitting aChapter 7 or Chapter 13 petition, you want to consider all the advantages and disadvantages, so that you make the decision that is … [Read more...]
