How Soon After Bankruptcy Can You Qualify for a Mortgage?

The Impact of a Chapter 7 or Chapter 13 Petition on Future Creditworthiness The pandemic has made life difficult for most Americans. You may have had a good job and been saving to buy a house, but now that job is gone, and you're falling behind on your financial obligations. You might feel that your prospects for turning things around are … [Read more...]

Can Filing for Bankruptcy Help You Get Credit?

Bankruptcy May Make It Easier to Obtain Credit There's a common misperception that filing for bankruptcy will reflect negatively on your credit and make it more difficult for you to finance anything. In fact, filing for bankruptcy often leads potential creditors to view you as a safer risk. How can that be? It seems counterintuitive. Here's … [Read more...]

Knowing When It’s Time to Contact a Bankruptcy Attorney

Telltale Signs Bankruptcy Might Be Right for You When you're struggling to make ends meet, the uncertainty you face from day to day can make it difficult to know exactly what to do. Should you consider filing for bankruptcy protection? Can you work your way out of your financial challenges without filing? What will friends and family say? The … [Read more...]

Is Bankruptcy a Good Option for You?

Factors to Consider When Contemplating Filing for Bankruptcy If you're experiencing significant financial difficulty, whether you've lost your job due to the pandemic, just gone through a divorce, or incurred substantial unreimbursed medical expenses, you may be contemplating filing for bankruptcy protection so you can get a fresh start. Here are … [Read more...]

Keeping Your Property When You File for Bankruptcy

The Impact of Chapter 7 and Chapter 13 on Your Property Rights You’re struggling to meet your financial obligations because you’ve been laid off, you’re going through a divorce, or you’ve incurred substantial medical expenses not covered by insurance. You know filing for bankruptcy can help you get a fresh start, but the last thing you want or … [Read more...]

The Credit Counseling Requirement Tied to a Personal Bankruptcy Filing

Credit Counseling Must Be Completed Before You File You're struggling to make ends meet, whether because you've been laid off, incurred medical expenses, gone through a divorce, or experienced other financial hardship. You can get immediate relief by filing for protection under Chapter 7 or Chapter 13, right? Not quite so fast. Before you can … [Read more...]

What Bankruptcy Won’t Do for You

Bankruptcy Gives You a Fresh Start but May Not Eliminate All Your Debt If you've lost your job because of the pandemic, or your medical bills have piled up, you may be considering filing for bankruptcy in order to get back on your feet. One common misperception is that bankruptcy will wipe out all your debt and let you start over again. While … [Read more...]

The No-Asset Chapter 7 Bankruptcy

Keeping All Your Property in a Bankruptcy Filing When you file for protection under Chapter 7 of the bankruptcy laws, you have the opportunity to permanently discharge many debts in exchange for the transfer of some of your property to the bankruptcy trustee. Some debts, such as child support, cannot be discharged by law, and others, including … [Read more...]

How Soon Can You Expect Relief in a Bankruptcy Filing?

How Long Is the Bankruptcy Process? When you're struggling to make ends meet with little or no prospect of improving your situation,you want relief and you want it as soon as possible. The automatic stay that comes with a bankruptcy filing will immediately end harassing calls, letters, and legal action from creditors. But how long do the broader … [Read more...]

Proceedings Not Affected by the Automatic Stay

Legal Matters that Won't Be Suspended When You File for Bankruptcy If you've been considering filing for protection under the bankruptcy laws to help you deal with unmanageable debt, one of the factors that may have attracted you is the automatic stay that goes into effect immediately upon filing for bankruptcy. The automatic stay prevents your … [Read more...]

Call Rockwall bankruptcy lawyer Carrie Weir at 972-772-3083 or fill out the contact from below for a free, confidential consultation to discuss your options.

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Consumer Bankruptcy

Can I keep my car? Will bankruptcy stop a foreclosure? Will I ever be debt-free again? How will I ever pay these medical bills?

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Chapter 7 Bankruptcy

If you want to stop creditor harassment, eliminate repossession debt, stop garnishments and keep your house, and car, a Chapter 7 bankruptcy could help.

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Chapter 13 Bankruptcy

Are you in jeopardy of losing your house? Are you making good money but everyone is asking for payment right now? Do you want or need to stop collections?

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