The goal of most bankruptcies is the discharge — the legal write-off of debts. If you are considering filing for bankruptcy to get a fresh financial start through a discharge of your debts, a collection agent telling you that you won’t be able to discharge that debt may well be troubling. So what is the truth about such threats? Idle … [Read more...]
Dealing with a Debt Collector’s Threat to Fight the Discharge of Your Debt
March 23, 2015 by Leave a Comment
What Is a “Fraudulently Incurred” Debt?
April 1, 2013 by Leave a Comment
Which Debts are “Fraudulent”? The discharge—legal write-off—of a debt can be challenged if at the time the debtor received the credit — the “money, property, services, or an extension, renewal, or refinancing of credit”—it was a result of his or her intentional misrepresentation, and the creditor relied on that misrepresentation in extending the … [Read more...]
